Could hospital cover save you tax?
Nice one! Looks like you might not have to pay the Medicare Levy Surcharge.
This is a guide only. It assumes you have no MLS dependants. You should speak to a financial advisor who will be able to take into account your income and personal situation, including any changes that occur during a tax year.
Want to protect your health and reduce your tax?
Medibank Basic Accident and Ambulance
Basic Hospital cover with minimal inclusions that aim to support you during an accident or emergency.
- Ambulance^
- Accident Cover Boost+
- Choice of excess
Medibank Bronze Plus Value
Wallet-friendly hospital cover that can help you feel protected and support your active lifestyle.
- Gastrointestinal endoscopy
- Chemotherapy, radiotherapy and immunotherapy for cancer
- Gynaecology
- Bone, joint and muscle
- And more...
Medibank Bronze Plus Value
Invest a little more to get more cover
Wallet-friendly hospital cover that can help you feel protected and support your active lifestyle.
- Gastrointestinal endoscopy
- Chemotherapy, radiotherapy and immunotherapy for cancer
- Gynaecology
- Bone, joint and muscle
- And more...
Medibank Silver Plus Support
Providing cover towards a range of services including heart & vascular, rehabilitation and more.
- Broader range of services
- Heart and vascular system
- Plastic and reconstructive surgery (medically necessary)
- And more...
Waiting period and annual limits may apply.
Our customers say
Frequently Asked Questions
6 weeks free on Hospital cover
New joins who maintain eligible Hospital cover can get:
- 6 weeks free
- Up to $200 in gift cards
T&C’s apply.⚭
Still not convinced?
Unlimited Emergency Ambulance
No matter which hospital policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.^
Accident Cover Boost
With our Accident Cover Boost, you could get Gold level Hospital benefits if you have an Accident and hold eligible Hospital cover, regardless of your level of cover.+
Access to Live Better Rewards
Medibank members with eligible Hospital or Extras cover could earn up to $400 a year in rewards% by redeeming the points earned for taking healthy actions. Plus, if you shop with our partner brands, you could earn even more points.≈ Find out more.
20% off gym discount
As a Medibank member with Live Better rewards≈, you can get 20% off select gym memberships at Goodlife, Fitness First or Zap Fitness.!
Enquire today, the numbers add up
We can recommend more covers based on what you selected.
Get a quote Request a call
Things you should know
# 'Income’ and 'dependants' for Medicare Levy Surcharge purposes only. Learn more.
^ Unlimited emergency ambulance: Waiting period applies. For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.
+ Accident Cover Boost: For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months of the Accident occurring. Excludes Private Emergency Department Benefit, hospital bonus, claims covered by third parties and our Private Room Promise. Out-of-pocket costs may apply.
! 20% off gym discount: 20% gym discount with Fitness First and Good Life Health Clubs applies to new, full price 12 & 18 month Platinum memberships purchased by eligible Medibank members with hospital or extras cover. The 20% discount with Zap Fitness applies to any 12 or 18 month membership. Not available in conjunction with any other offers or discounts. To obtain the discount, simply present your photo ID, Medibank Membership Card and the partner offer page within the My Medibank app when signing up at any participating gym. The name and email address used to sign up at the gym or online must exactly match the details attached to your Medibank account in order to earn Live Better points for attending the gym. By signing up to this offer you permit Fitness & Lifestyle Group to share your personal information (including name, date of birth, contact details, gym location and gym attendance records) with Medibank and Live Better. Medibank and Live Better will collect this information to assess your eligibility for Live Better points, award the Live Better points and to monitor uptake of the Live Better program. If you elect not to share this information you will not be eligible for the discounted gym membership or Live Better Points. Medibank’s Privacy Policy (https://www.medibank.com.au/livebetter/rewards/terms/) contains information about how you can seek access to, and correction of, your personal information, or make a complaint about a breach of the Australian Privacy Principle. Full gym membership terms and conditions can be found at https://www.fitnessfirst.com.au/terms-and-conditions/, https://www.goodlife.com.au/terms-and-conditions/ or https://www.zapfitness.com.au/terms/. This offer may be withdrawn at any time.
≈ Live Better Rewards: Must be 16 years or over to register for Medibank Live Better rewards. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards with My Medibank to earn Live Better points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better rewards program partners and may receive commissions. Additional terms and conditions may apply to points earning activities and rewards. Points earning activities and rewards are subject to change and may be subject to availability. Wherever possible, we will give you notice of these changes. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. See full Medibank Live Better rewards terms.
% Live Better Rewards points: Live Better Rewards members could earn up to 40,000 Live Better Rewards points each calendar year for successfully completing select Live Better Rewards points-earning activities. These activities include, but are not limited to, health and wellbeing challenges, the Weekly Goal, onboarding actions, partner activity earn and the daily auto-tracking bonus. This does not include points earned by shopping with Live Better Rewards partners or visiting Members' Choice Advantage providers. 40,000 Live Better points could be redeemed for up to $400 worth of rewards from the Live Better Rewards store.
⚭ For full Hospital only offer Terms, Conditions and Exclusions, click here.